USDA Homes

USDA Rural Development Lending

The source for USDA Rural Development Home Loans in Georgia, Alabama, Florida, Virginia & Tennessee!

USDA Loans are offered through the Rural Housing Division of the US Department of Agriculture. USDA Loans were created to facilitate housing and development in America's rural areas. The USDA offers mortgage loans so that those people are not forced to move and can afford housing in the rural areas they want to live in. USDA Rural Development loans are one of the last remaining 100% financing programs left. The government offers the zero money down option so that rural borrowers, who may be renting, can have access to affordable mortgages. That is why the USDA does not require any down payment on their rural housing mortgage loans. USDA Rural Development loans are the perfect way to finance your rural property without coming up with a down payment.

Some of the USDA Loan program highlights include:

100% Financing - No Down Payment Required
No Mortgage Insurance
No Cash Reserves Required
Low Fixed Rates
Unrestricted Gifts
Loans to $417,000
Purchase or Refinance
Excellent Credit Not Required

Along with the benefits above any closing costs and prepaid expenses not covered by the seller can be financed in, if the appraisal supports it, with a USDA Rural Housing Loan.

Another great feature is that 100% of repairs to the property may be financed into a loan based on "after repair value". That's right, USDA Rural Housing Loans can be RENOVATION loans as well. You can even use USDA Rural Housing Loans to purchase land and finance new construction! USDA Loans are, quite possibly, the best loan product on the market.

PLEASE CALL ME TODAY SO WE CAN FIND YOU A USDA HOME!

JENNIFER DAVIDA (727) 480-5031

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