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Loan Application

It is important that you truly understand what you can afford. house in a hand

Please fill out the basic information. You will receive a follow-up call shortly. Expect to take approximately 15-20 minutes for the phone pre-qualification. You will want to have all your personal information on hand as well as the co-borrower when applicable. Quickly, we will know what loan programs you qualify for, how much money is needed and how much your monthly payment will be. 

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Getting pre-approved is the smartest decision you make right after you have made the choice to buy a home.

It is the driving force behind the whole transaction. It lets you and your agent know, from the get go- what price ranges you should look between, what types of homes you are approved for and most importantly-what kind of incentives are you allowed to ask the seller to contribute or pay?

Once you know what you can afford and what it will cost you, then you can go home shopping with confidence!